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2026 conforming loan limit: Ashland County, OH

Quick answer

Ashland County, Ohio has a 2026 one-unit conforming loan limit of $832,750, which is 4.5 times the county's median home value of $186,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $69,860 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$186,800
Ohio median home value$214,800
Limit ÷ median home value4.46×
Median household income$69,860
Median home value ÷ income2.7×
Population52,256
Median property tax paid (owners)$1,858
Effective property tax rate (approx.)0.99%
Owner-occupied homes77.9%
Home value rank in Ohio39 of 88 counties
Neighbor: Holmes County, OHlimit $832,750; median home $267,700
Neighbor: Huron County, OHlimit $832,750; median home $166,000
Neighbor: Knox County, OHlimit $832,750; median home $239,400
Neighbor: Lorain County, OHlimit $832,750; median home $223,200
Neighbor: Medina County, OHlimit $832,750; median home $287,000
Neighbor: Richland County, OHlimit $832,750; median home $164,800
Neighbor: Wayne County, OHlimit $832,750; median home $222,100

Across Ohio's 88 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Ashland County's median home value is 13% below the state median of $214,800 (rank 39 of 88). Among its 7 neighboring counties, Medina County has the highest median home value ($287,000) and Richland County the lowest ($164,800); all share the same loan limit. Owners pay a median $1,858 a year in property tax, an effective rate of about 0.99% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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