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2026 conforming loan limit: Aroostook County, ME

Quick answer

Aroostook County, Maine has a 2026 one-unit conforming loan limit of $832,750, which is 5.6 times the county's median home value of $149,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $56,700 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$149,700
Maine median home value$296,600
Limit ÷ median home value5.56×
Median household income$56,700
Median home value ÷ income2.6×
Population67,058
Median property tax paid (owners)$1,672
Effective property tax rate (approx.)1.12%
Owner-occupied homes74.5%
Home value rank in Maine16 of 16 counties
Neighbor: Penobscot County, MElimit $832,750; median home $214,100
Neighbor: Piscataquis County, MElimit $832,750; median home $170,200
Neighbor: Somerset County, MElimit $832,750; median home $166,900
Neighbor: Washington County, MElimit $832,750; median home $161,800

Across Maine's 16 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Aroostook County's median home value is 50% below the state median of $296,600 (rank 16 of 16). Among its 4 neighboring counties, Penobscot County has the highest median home value ($214,100) and Washington County the lowest ($161,800); all share the same loan limit. Owners pay a median $1,672 a year in property tax, an effective rate of about 1.12% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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