Anderson County, Kentucky has a 2026 one-unit conforming loan limit of $832,750, which is 3.7 times the county's median home value of $225,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $74,488 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $225,100 |
| Kentucky median home value | $205,600 |
| Limit ÷ median home value | 3.70× |
| Median household income | $74,488 |
| Median home value ÷ income | 3.0× |
| Population | 24,353 |
| Median property tax paid (owners) | $1,697 |
| Effective property tax rate (approx.) | 0.75% |
| Owner-occupied homes | 77.6% |
| Home value rank in Kentucky | 19 of 120 counties |
| Neighbor: Franklin County, KY | limit $832,750; median home $216,600 |
| Neighbor: Mercer County, KY | limit $832,750; median home $202,300 |
| Neighbor: Nelson County, KY | limit $832,750; median home $238,000 |
| Neighbor: Shelby County, KY | limit $832,750; median home $304,800 |
| Neighbor: Spencer County, KY | limit $832,750; median home $330,000 |
| Neighbor: Washington County, KY | limit $832,750; median home $179,200 |
| Neighbor: Woodford County, KY | limit $832,750; median home $299,700 |
Across Kentucky's 120 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Anderson County's median home value is 9% above the state median of $205,600 (rank 19 of 120). Among its 7 neighboring counties, Spencer County has the highest median home value ($330,000) and Washington County the lowest ($179,200); all share the same loan limit. Owners pay a median $1,697 a year in property tax, an effective rate of about 0.75% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Anderson County, KS
- 2026 conforming loan limit: Anderson County, SC
- 2026 conforming loan limit: Anderson County, TN
- 2026 conforming loan limit: Anderson County, TX
- 2026 conforming loan limit: Andrew County, MO
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Last updated 2026-10-16. Data only, not financial or tax advice.