Aitkin County, Minnesota has a 2026 one-unit conforming loan limit of $832,750, which is 3.3 times the county's median home value of $255,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $60,833 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $255,800 |
| Minnesota median home value | $329,300 |
| Limit ÷ median home value | 3.26× |
| Median household income | $60,833 |
| Median home value ÷ income | 4.2× |
| Population | 16,056 |
| Median property tax paid (owners) | $1,407 |
| Effective property tax rate (approx.) | 0.55% |
| Owner-occupied homes | 85.3% |
| Home value rank in Minnesota | 31 of 87 counties |
| Neighbor: Carlton County, MN | limit $832,750; median home $245,100 |
| Neighbor: Cass County, MN | limit $832,750; median home $288,300 |
| Neighbor: Crow Wing County, MN | limit $832,750; median home $306,800 |
| Neighbor: Itasca County, MN | limit $832,750; median home $225,200 |
| Neighbor: Kanabec County, MN | limit $832,750; median home $228,100 |
| Neighbor: Mille Lacs County, MN | limit $832,750; median home $258,300 |
| Neighbor: Pine County, MN | limit $832,750; median home $239,300 |
| Neighbor: St. Louis County, MN | limit $832,750; median home $221,400 |
Across Minnesota's 87 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Aitkin County's median home value is 22% below the state median of $329,300 (rank 31 of 87). Among its 8 neighboring counties, Crow Wing County has the highest median home value ($306,800) and St. Louis County the lowest ($221,400); all share the same loan limit. Owners pay a median $1,407 a year in property tax, an effective rate of about 0.55% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
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Last updated 2026-10-16. Data only, not financial or tax advice.