Aiken County, South Carolina has a 2026 one-unit conforming loan limit of $832,750, which is 3.8 times the county's median home value of $218,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $70,609 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $218,000 |
| South Carolina median home value | $259,000 |
| Limit ÷ median home value | 3.82× |
| Median household income | $70,609 |
| Median home value ÷ income | 3.1× |
| Population | 174,160 |
| Median property tax paid (owners) | $897 |
| Effective property tax rate (approx.) | 0.41% |
| Owner-occupied homes | 76.5% |
| Home value rank in South Carolina | 17 of 46 counties |
| Neighbor: Burke County, GA | limit $832,750; median home $151,600 |
| Neighbor: Richmond County, GA | limit $832,750; median home $178,500 |
| Neighbor: Barnwell County, SC | limit $832,750; median home $106,000 |
| Neighbor: Edgefield County, SC | limit $832,750; median home $202,700 |
| Neighbor: Lexington County, SC | limit $832,750; median home $234,500 |
| Neighbor: Orangeburg County, SC | limit $832,750; median home $115,800 |
| Neighbor: Saluda County, SC | limit $832,750; median home $146,500 |
Across South Carolina's 46 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Aiken County's median home value is 16% below the state median of $259,000 (rank 17 of 46). Among its 7 neighboring counties, Lexington County has the highest median home value ($234,500) and Barnwell County the lowest ($106,000); all share the same loan limit. Owners pay a median $897 a year in property tax, an effective rate of about 0.41% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
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Last updated 2026-10-16. Data only, not financial or tax advice.