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Child Tax Credit

How much child tax credit you get in 2026: the $2,200 credit, the refundable $1,700, the income phase-out, and a calculator for your total benefit.

Updated November 4, 2026. Free, no sign-up; everything runs in your browser and nothing you type is stored.

Child tax credit calculator (2026)

Children under 17 with SSNsOther dependentsModified AGI ($)Filing statusEarned income ($)Tax before credits ($)

Total child tax credit benefit

–

–Credit after phase-out

–Used against your tax

–Refundable part (ACTC)

Child tax credit 2026

Up to $2,200 per qualifying child under 17 with a valid Social Security number.
Up to $1,700 per child is refundable as the additional child tax credit (15% of earned income above $2,500).
$500 credit for other dependents (non-refundable).
Phases out by $50 for each $1,000 of modified AGI above $200,000 ($400,000 married filing jointly).

Example: two children, $60,000 of income and $2,500 of tax before credits: $4,400 of credit, $2,500 used against tax and $1,900 refunded. Claim it on Schedule 8812 with Form 1040. See also the earned income tax credit.

Common questions

How much is the child tax credit for 2026?

Up to $2,200 per qualifying child, with up to $1,700 refundable.

What is the child tax credit income limit?

It phases out above $200,000 of modified AGI, or $400,000 for joint filers.

Does my child need a Social Security number?

Yes, a valid SSN is required for the child tax credit.

Sources

More paycheck and tax calculators: American Opportunity Tax Credit · Blank W9 Form · COBRA Health Insurance · Covered California

General information, not financial, tax or legal advice. Check important numbers with the official source before acting on them.