Quick answer
The 2026 IRA contribution limit is $7,500 (up from $7,000), plus a $1,100 catch-up for people 50 and older; it is one combined limit for traditional and Roth IRAs, per the IRS.
Data as of 2025-11-13. Source: IRS
| Item | 2025 | 2026 |
|---|---|---|
| IRA (traditional + Roth combined) | $7,000 | $7,500 |
| Catch-up, age 50+ | $1,000 | $1,100 |
Related
- 2026 401(k) contribution limit
- SIPP Contributions After Retirement: £2,880 Rule, Age 75 Limit & MPAA (2026/27)
Last updated 2026-10-16. Data only, not financial or tax advice.