Quick answer
The 2026 401(k) employee contribution limit is $24,500 (up from $23,500), with an extra $8,000 catch-up at age 50+ and $11,250 at ages 60–63, per the IRS.
Data as of 2025-11-13. Source: IRS
| Item | 2025 | 2026 |
|---|---|---|
| Employee deferral (401k/403b/457/TSP) | $23,500 | $24,500 |
| Catch-up, age 50+ | $7,500 | $8,000 |
| Catch-up, ages 60–63 | $11,250 | $11,250 |
Related
- 2026 IRA and Roth IRA contribution limit
- SIPP Contributions After Retirement: £2,880 Rule, Age 75 Limit & MPAA (2026/27)
Last updated 2026-10-16. Data only, not financial or tax advice.