🇺🇸 US

Social Security COLA history (1975–2027)

Quick answer

The Social Security COLA is 3.6% for 2027, after 2.8% for 2026, 2.5% for 2025, 3.2% for 2024 and a 40-year-high 8.7% for 2023, per SSA. The table lists every COLA since 1975 (year shown is when it took effect).

✓ Social Security Administration

Data as of 2026-10-14. Source: Social Security Administration

EffectiveCOLA
Dec 2026 (paid Jan 2027)3.6%
Dec 2025 (paid Jan 2026)2.8%
Dec 2024 (paid Jan 2025)2.5%
Dec 2023 (paid Jan 2024)3.2%
Dec 2022 (paid Jan 2023)8.7%
Dec 2021 (paid Jan 2022)5.9%
Dec 2020 (paid Jan 2021)1.3%
Dec 2019 (paid Jan 2020)1.6%
Dec 2018 (paid Jan 2019)2.8%
Dec 2017 (paid Jan 2018)2.0%
Dec 2016 (paid Jan 2017)0.3%
Dec 2015 (paid Jan 2016)0.0%
Dec 2014 (paid Jan 2015)1.7%
Dec 2013 (paid Jan 2014)1.5%
Dec 2012 (paid Jan 2013)1.7%
Dec 2011 (paid Jan 2012)3.6%
Dec 2010 (paid Jan 2011)0.0%
Dec 2009 (paid Jan 2010)0.0%
Dec 2008 (paid Jan 2009)5.8%
Dec 2007 (paid Jan 2008)2.3%
Dec 2006 (paid Jan 2007)3.3%
Dec 2005 (paid Jan 2006)4.1%
Dec 2004 (paid Jan 2005)2.7%
Dec 2003 (paid Jan 2004)2.1%
Dec 2002 (paid Jan 2003)1.4%
Dec 2001 (paid Jan 2002)2.6%
Dec 2000 (paid Jan 2001)3.5%
Dec 1999 (paid Jan 2000)2.5%
Dec 1998 (paid Jan 1999)1.3%
Dec 1997 (paid Jan 1998)2.1%
Dec 1996 (paid Jan 1997)2.9%
Dec 1995 (paid Jan 1996)2.6%
Dec 1994 (paid Jan 1995)2.8%
Dec 1993 (paid Jan 1994)2.6%
Dec 1992 (paid Jan 1993)3.0%
Dec 1991 (paid Jan 1992)3.7%
Dec 1990 (paid Jan 1991)5.4%
Dec 1989 (paid Jan 1990)4.7%
Dec 1988 (paid Jan 1989)4.0%
Dec 1987 (paid Jan 1988)4.2%
Dec 1986 (paid Jan 1987)1.3%
Dec 1985 (paid Jan 1986)3.1%
Dec 1984 (paid Jan 1985)3.5%
Dec 1983 (paid Jan 1984)3.5%
19827.4%
198111.2%
198014.3%
19799.9%
19786.5%
19775.9%
19766.4%
19758.0%

Related

Last updated 2026-10-16. Data only, not financial or tax advice.