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Cost of living: Phoenix, AZ vs San Francisco, CA (2024)

Quick answer

Overall prices in the Phoenix, AZ metro were 103.3 vs 115.6 in San Francisco, CA in 2024 (US = 100), so Phoenix is 10.6% less expensive than San Francisco; housing rents differ by 38% (121.2 vs 194.7). A $75,000 income in Phoenix buys about what $83,927 buys in San Francisco, per BEA.

✓ U.S. Bureau of Economic Analysis, Regional Price Parities 2024

Data as of 2024. Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024

Price index (US = 100)PhoenixSan FranciscoPhoenix vs San Francisco
All items103.3115.6-10.6%
Goods95.0108.5-12.4%
Housing (rents)121.2194.7-37.7%
Utilities93.3172.6-45.9%
Other services104.0106.2-2.1%
All items, 2008105.7119.1-11.2%
$50,000 in Phoenix equals in San Francisco$55,951
$100,000 in Phoenix equals in San Francisco$111,902
$150,000 in Phoenix equals in San Francisco$167,853

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Last updated 2026-10-16. Data only, not financial or tax advice.

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