Quick answer
Overall prices in the San Francisco, CA metro were 115.6 vs 92.2 in Memphis, TN in 2024 (US = 100), so San Francisco is 25.4% more expensive than Memphis; housing rents differ by 144% (194.7 vs 79.8). A $75,000 income in San Francisco buys about what $59,798 buys in Memphis, per BEA.
Data as of 2024. Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024
| Price index (US = 100) | San Francisco | Memphis | San Francisco vs Memphis |
|---|---|---|---|
| All items | 115.6 | 92.2 | +25.4% |
| Goods | 108.5 | 96.2 | +12.7% |
| Housing (rents) | 194.7 | 79.8 | +144.0% |
| Utilities | 172.6 | 74.1 | +132.9% |
| Other services | 106.2 | 95.4 | +11.4% |
| All items, 2008 | 119.1 | 94.2 | +26.4% |
| $50,000 in San Francisco equals in Memphis | $39,865 | ||
| $100,000 in San Francisco equals in Memphis | $79,731 | ||
| $150,000 in San Francisco equals in Memphis | $119,596 |
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Last updated 2026-10-16. Data only, not financial or tax advice.