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Cost of living: Indianapolis, IN vs San Jose, CA (2024)

Quick answer

Overall prices in the Indianapolis, IN metro were 95.7 vs 110.4 in San Jose, CA in 2024 (US = 100), so Indianapolis is 13.3% less expensive than San Jose; housing rents differ by 58% (88.9 vs 211.9). A $75,000 income in Indianapolis buys about what $86,542 buys in San Jose, per BEA.

✓ U.S. Bureau of Economic Analysis, Regional Price Parities 2024

Data as of 2024. Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024

Price index (US = 100)IndianapolisSan JoseIndianapolis vs San Jose
All items95.7110.4-13.3%
Goods94.3105.2-10.3%
Housing (rents)88.9211.9-58.0%
Utilities86.4156.7-44.9%
Other services99.1100.3-1.1%
All items, 200896.7119.3-18.9%
$50,000 in Indianapolis equals in San Jose$57,695
$100,000 in Indianapolis equals in San Jose$115,389
$150,000 in Indianapolis equals in San Jose$173,084

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Last updated 2026-10-16. Data only, not financial or tax advice.

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