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Cost of living: Charlotte, NC vs San Jose, CA (2024)

Quick answer

Overall prices in the Charlotte, NC metro were 97.3 vs 110.4 in San Jose, CA in 2024 (US = 100), so Charlotte is 11.8% less expensive than San Jose; housing rents differ by 54% (97.6 vs 211.9). A $75,000 income in Charlotte buys about what $85,073 buys in San Jose, per BEA.

✓ U.S. Bureau of Economic Analysis, Regional Price Parities 2024

Data as of 2024. Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024

Price index (US = 100)CharlotteSan JoseCharlotte vs San Jose
All items97.3110.4-11.8%
Goods96.6105.2-8.2%
Housing (rents)97.6211.9-53.9%
Utilities89.2156.7-43.1%
Other services98.2100.3-2.1%
All items, 200895.3119.3-20.1%
$50,000 in Charlotte equals in San Jose$56,716
$100,000 in Charlotte equals in San Jose$113,431
$150,000 in Charlotte equals in San Jose$170,147

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Last updated 2026-10-16. Data only, not financial or tax advice.

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