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Cost of living: Charlotte, NC vs Louisville/Jefferson County, KY (2024)

Quick answer

Overall prices in the Charlotte, NC metro were 97.3 vs 93.1 in Louisville/Jefferson County, KY in 2024 (US = 100), so Charlotte is 4.6% more expensive than Louisville/Jefferson County; housing rents differ by 24% (97.6 vs 78.6). A $75,000 income in Charlotte buys about what $71,707 buys in Louisville/Jefferson County, per BEA.

✓ U.S. Bureau of Economic Analysis, Regional Price Parities 2024

Data as of 2024. Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024

Price index (US = 100)CharlotteLouisville/Jefferson CountyCharlotte vs Louisville/Jefferson County
All items97.393.1+4.6%
Goods96.696.2+0.4%
Housing (rents)97.678.6+24.3%
Utilities89.275.0+19.0%
Other services98.296.8+1.5%
All items, 200895.393.2+2.2%
$50,000 in Charlotte equals in Louisville/Jefferson County$47,805
$100,000 in Charlotte equals in Louisville/Jefferson County$95,610
$150,000 in Charlotte equals in Louisville/Jefferson County$143,414

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Last updated 2026-10-16. Data only, not financial or tax advice.

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