Western Connecticut Planning Region, Connecticut has a 2026 one-unit conforming loan limit of $977,500, which is 1.5 times the county's median home value of $652,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $128,188 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $977,500 |
| 2-unit limit | $1,251,400 |
| 3-unit limit | $1,512,650 |
| 4-unit limit | $1,879,850 |
| Median home value (ACS 2020–24) | $652,900 |
| Connecticut median home value | $366,900 |
| Limit ÷ median home value | 1.50× |
| Median household income | $128,188 |
| Median home value ÷ income | 5.1× |
| Population | 627,071 |
| Median property tax paid (owners) | $9,295 |
| Effective property tax rate (approx.) | 1.42% |
| Owner-occupied homes | 66.4% |
| Home value rank in Connecticut | 1 of 9 counties |
| Neighbor: Greater Bridgeport Planning Region, CT | limit $977,500; median home $428,800 |
| Neighbor: Naugatuck Valley Planning Region, CT | limit $851,000; median home $317,700 |
| Neighbor: Northwest Hills Planning Region, CT | limit $832,750; median home $335,600 |
| Neighbor: Dutchess County, NY | limit $832,750; median home $400,600 |
| Neighbor: Nassau County, NY | limit $1,209,750; median home $684,700 |
| Neighbor: Putnam County, NY | limit $1,209,750; median home $471,300 |
| Neighbor: Suffolk County, NY | limit $1,209,750; median home $578,400 |
| Neighbor: Westchester County, NY | limit $1,209,750; median home $663,200 |
Across Connecticut's 9 counties, FHFA's 2026 one-unit limits range from $832,750 to $977,500, with 3 high-cost counties. Western Connecticut Planning Region's median home value is 78% above the state median of $366,900 (rank 1 of 9). Among its 8 neighboring counties, Nassau County has the highest median home value ($684,700) and Naugatuck Valley Planning Region the lowest ($317,700); 7 neighbor(s) have a different loan limit. Owners pay a median $9,295 a year in property tax, an effective rate of about 1.42% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
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Last updated 2026-10-16. Data only, not financial or tax advice.