Wells County, North Dakota has a 2026 one-unit conforming loan limit of $832,750, which is 7.3 times the county's median home value of $114,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $66,114 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $114,500 |
| North Dakota median home value | $249,900 |
| Limit ÷ median home value | 7.27× |
| Median household income | $66,114 |
| Median home value ÷ income | 1.7× |
| Population | 3,890 |
| Median property tax paid (owners) | $1,119 |
| Effective property tax rate (approx.) | 0.98% |
| Owner-occupied homes | 77.1% |
| Home value rank in North Dakota | 45 of 53 counties |
| Neighbor: Benson County, ND | limit $832,750; median home $90,000 |
| Neighbor: Eddy County, ND | limit $832,750; median home $124,000 |
| Neighbor: Foster County, ND | limit $832,750; median home $167,500 |
| Neighbor: Kidder County, ND | limit $832,750; median home $156,600 |
| Neighbor: Pierce County, ND | limit $832,750; median home $147,300 |
| Neighbor: Sheridan County, ND | limit $832,750; median home $110,300 |
| Neighbor: Stutsman County, ND | limit $832,750; median home $208,400 |
Across North Dakota's 53 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Wells County's median home value is 54% below the state median of $249,900 (rank 45 of 53). Among its 7 neighboring counties, Stutsman County has the highest median home value ($208,400) and Benson County the lowest ($90,000); all share the same loan limit. Owners pay a median $1,119 a year in property tax, an effective rate of about 0.98% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
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Last updated 2026-10-16. Data only, not financial or tax advice.