Toa Baja Municipio, Puerto Rico has a 2026 one-unit conforming loan limit of $832,750, which is 5.6 times the county's median home value of $148,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $32,017 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $148,900 |
| Puerto Rico median home value | $131,500 |
| Limit ÷ median home value | 5.59× |
| Median household income | $32,017 |
| Median home value ÷ income | 4.7× |
| Population | 73,039 |
| Median property tax paid (owners) | $776 |
| Effective property tax rate (approx.) | 0.52% |
| Owner-occupied homes | 69.1% |
| Home value rank in Puerto Rico | 13 of 78 counties |
| Neighbor: Bayamon Municipio, PR | limit $832,750; median home $149,100 |
| Neighbor: Catano Municipio, PR | limit $832,750; median home $144,500 |
| Neighbor: Dorado Municipio, PR | limit $832,750; median home $169,900 |
| Neighbor: San Juan Municipio, PR | limit $832,750; median home $171,200 |
| Neighbor: Toa Alta Municipio, PR | limit $832,750; median home $163,900 |
Across Puerto Rico's 78 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Toa Baja Municipio's median home value is 13% above the state median of $131,500 (rank 13 of 78). Among its 5 neighboring counties, San Juan Municipio has the highest median home value ($171,200) and Catano Municipio the lowest ($144,500); all share the same loan limit. Owners pay a median $776 a year in property tax, an effective rate of about 0.52% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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Last updated 2026-10-16. Data only, not financial or tax advice.