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2026 conforming loan limit: South Central Connecticut Planning Region, CT

Quick answer

South Central Connecticut Planning Region, Connecticut has a 2026 one-unit conforming loan limit of $832,750, which is 2.4 times the county's median home value of $353,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $88,197 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$353,100
Connecticut median home value$366,900
Limit ÷ median home value2.36×
Median household income$88,197
Median home value ÷ income4.0×
Population570,598
Median property tax paid (owners)$6,759
Effective property tax rate (approx.)1.91%
Owner-occupied homes60.5%
Home value rank in Connecticut4 of 9 counties
Neighbor: Capitol Planning Region, CTlimit $832,750; median home $323,700
Neighbor: Greater Bridgeport Planning Region, CTlimit $977,500; median home $428,800
Neighbor: Lower Connecticut River Valley Planning Region, CTlimit $832,750; median home $379,700
Neighbor: Naugatuck Valley Planning Region, CTlimit $851,000; median home $317,700
Neighbor: Suffolk County, NYlimit $1,209,750; median home $578,400

Across Connecticut's 9 counties, FHFA's 2026 one-unit limits range from $832,750 to $977,500, with 3 high-cost counties. South Central Connecticut Planning Region's median home value is 4% below the state median of $366,900 (rank 4 of 9). Among its 5 neighboring counties, Suffolk County has the highest median home value ($578,400) and Naugatuck Valley Planning Region the lowest ($317,700); 3 neighbor(s) have a different loan limit. Owners pay a median $6,759 a year in property tax, an effective rate of about 1.91% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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