Rosebud County, Montana has a 2026 one-unit conforming loan limit of $832,750, which is 4.6 times the county's median home value of $182,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $49,914 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $182,400 |
| Montana median home value | $375,800 |
| Limit ÷ median home value | 4.57× |
| Median household income | $49,914 |
| Median home value ÷ income | 3.7× |
| Population | 8,165 |
| Median property tax paid (owners) | $1,285 |
| Effective property tax rate (approx.) | 0.70% |
| Owner-occupied homes | 63.6% |
| Home value rank in Montana | 46 of 56 counties |
| Neighbor: Big Horn County, MT | limit $832,750; median home $143,400 |
| Neighbor: Custer County, MT | limit $832,750; median home $219,100 |
| Neighbor: Garfield County, MT | limit $832,750; median home $169,900 |
| Neighbor: Musselshell County, MT | limit $832,750; median home $235,000 |
| Neighbor: Petroleum County, MT | limit $832,750; median home $201,400 |
| Neighbor: Powder River County, MT | limit $832,750; median home $192,100 |
| Neighbor: Treasure County, MT | limit $832,750; median home $230,300 |
| Neighbor: Yellowstone County, MT | limit $832,750; median home $349,500 |
Across Montana's 56 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Rosebud County's median home value is 51% below the state median of $375,800 (rank 46 of 56). Among its 8 neighboring counties, Yellowstone County has the highest median home value ($349,500) and Big Horn County the lowest ($143,400); all share the same loan limit. Owners pay a median $1,285 a year in property tax, an effective rate of about 0.70% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Rowan County, KY
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Last updated 2026-10-16. Data only, not financial or tax advice.