Rockingham County, Virginia has a 2026 one-unit conforming loan limit of $832,750, which is 2.7 times the county's median home value of $313,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $80,693 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $313,000 |
| Virginia median home value | $383,700 |
| Limit ÷ median home value | 2.66× |
| Median household income | $80,693 |
| Median home value ÷ income | 3.9× |
| Population | 85,600 |
| Median property tax paid (owners) | $1,645 |
| Effective property tax rate (approx.) | 0.53% |
| Owner-occupied homes | 75.3% |
| Home value rank in Virginia | 51 of 133 counties |
| Neighbor: Albemarle County, VA | limit $832,750; median home $495,400 |
| Neighbor: Augusta County, VA | limit $832,750; median home $306,100 |
| Neighbor: Greene County, VA | limit $832,750; median home $343,300 |
| Neighbor: Page County, VA | limit $832,750; median home $233,200 |
| Neighbor: Shenandoah County, VA | limit $832,750; median home $294,900 |
| Neighbor: Harrisonburg City, VA | limit $832,750; median home $299,100 |
| Neighbor: Hardy County, WV | limit $832,750; median home $166,300 |
| Neighbor: Pendleton County, WV | limit $832,750; median home $183,800 |
Across Virginia's 133 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 18 high-cost counties. Rockingham County's median home value is 18% below the state median of $383,700 (rank 51 of 133). Among its 8 neighboring counties, Albemarle County has the highest median home value ($495,400) and Hardy County the lowest ($166,300); all share the same loan limit. Owners pay a median $1,645 a year in property tax, an effective rate of about 0.53% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Rockdale County, GA
- 2026 conforming loan limit: Rockingham County, NC
- 2026 conforming loan limit: Rockingham County, NH
- 2026 conforming loan limit: Rockland County, NY
- 2026 conforming loan limit: Rockwall County, TX
- 2026 conforming loan limit: Roger Mills County, OK
- 2026 conforming loan limit: Rogers County, OK
- 2026 conforming loan limit: Rolette County, ND
Last updated 2026-10-16. Data only, not financial or tax advice.