Pitkin County, Colorado has a 2026 one-unit conforming loan limit of $1,209,750, which is 1.1 times the county's median home value of $1,139,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $102,645 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $1,209,750 |
| 2-unit limit | $1,548,975 |
| 3-unit limit | $1,872,225 |
| 4-unit limit | $2,326,875 |
| Median home value (ACS 2020–24) | $1,139,100 |
| Colorado median home value | $539,400 |
| Limit ÷ median home value | 1.06× |
| Median household income | $102,645 |
| Median home value ÷ income | 11.1× |
| Population | 16,985 |
| Median property tax paid (owners) | $4,074 |
| Effective property tax rate (approx.) | 0.36% |
| Owner-occupied homes | 62.8% |
| Home value rank in Colorado | 1 of 64 counties |
| Neighbor: Chaffee County, CO | limit $832,750; median home $665,700 |
| Neighbor: Eagle County, CO | limit $1,249,125; median home $839,500 |
| Neighbor: Garfield County, CO | limit $1,209,750; median home $527,800 |
| Neighbor: Gunnison County, CO | limit $832,750; median home $621,800 |
| Neighbor: Lake County, CO | limit $1,092,500; median home $466,100 |
| Neighbor: Mesa County, CO | limit $832,750; median home $378,600 |
Across Colorado's 64 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 20 high-cost counties. Pitkin County's median home value is 111% above the state median of $539,400 (rank 1 of 64). Among its 6 neighboring counties, Eagle County has the highest median home value ($839,500) and Mesa County the lowest ($378,600); 5 neighbor(s) have a different loan limit. Owners pay a median $4,074 a year in property tax, an effective rate of about 0.36% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Pitt County, NC
- 2026 conforming loan limit: Pittsburg County, OK
- 2026 conforming loan limit: Pittsylvania County, VA
- 2026 conforming loan limit: Piute County, UT
- 2026 conforming loan limit: Placer County, CA
Last updated 2026-10-16. Data only, not financial or tax advice.