Ohio County, Indiana has a 2026 one-unit conforming loan limit of $832,750, which is 3.9 times the county's median home value of $213,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $70,392 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $213,100 |
| Indiana median home value | $218,200 |
| Limit ÷ median home value | 3.91× |
| Median household income | $70,392 |
| Median home value ÷ income | 3.0× |
| Population | 5,999 |
| Median property tax paid (owners) | $1,305 |
| Effective property tax rate (approx.) | 0.61% |
| Owner-occupied homes | 81.3% |
| Home value rank in Indiana | 30 of 92 counties |
| Neighbor: Dearborn County, IN | limit $832,750; median home $243,400 |
| Neighbor: Ripley County, IN | limit $832,750; median home $222,500 |
| Neighbor: Switzerland County, IN | limit $832,750; median home $175,800 |
| Neighbor: Boone County, KY | limit $832,750; median home $277,300 |
Across Indiana's 92 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Ohio County's median home value is 2% below the state median of $218,200 (rank 30 of 92). Among its 4 neighboring counties, Boone County has the highest median home value ($277,300) and Switzerland County the lowest ($175,800); all share the same loan limit. Owners pay a median $1,305 a year in property tax, an effective rate of about 0.61% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Ogle County, IL
- 2026 conforming loan limit: Oglethorpe County, GA
- 2026 conforming loan limits in Ohio by county
- 2026 conforming loan limit: Ohio County, KY
- 2026 conforming loan limit: Ohio County, WV
- 2026 conforming loan limit: Okaloosa County, FL
- 2026 conforming loan limit: Okanogan County, WA
- 2026 conforming loan limit: Okeechobee County, FL
Last updated 2026-10-16. Data only, not financial or tax advice.