Louisa County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 5.5 times the county's median home value of $150,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $77,354 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $150,100 |
| Iowa median home value | $208,000 |
| Limit ÷ median home value | 5.55× |
| Median household income | $77,354 |
| Median home value ÷ income | 1.9× |
| Population | 10,678 |
| Median property tax paid (owners) | $1,751 |
| Effective property tax rate (approx.) | 1.17% |
| Owner-occupied homes | 80.3% |
| Home value rank in Iowa | 64 of 99 counties |
| Neighbor: Mercer County, IL | limit $832,750; median home $146,700 |
| Neighbor: Rock Island County, IL | limit $832,750; median home $150,400 |
| Neighbor: Des Moines County, IA | limit $832,750; median home $136,500 |
| Neighbor: Henry County, IA | limit $832,750; median home $164,300 |
| Neighbor: Johnson County, IA | limit $832,750; median home $308,600 |
| Neighbor: Muscatine County, IA | limit $832,750; median home $182,100 |
| Neighbor: Washington County, IA | limit $832,750; median home $203,900 |
Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Louisa County's median home value is 28% below the state median of $208,000 (rank 64 of 99). Among its 7 neighboring counties, Johnson County has the highest median home value ($308,600) and Des Moines County the lowest ($136,500); all share the same loan limit. Owners pay a median $1,751 a year in property tax, an effective rate of about 1.17% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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Last updated 2026-10-16. Data only, not financial or tax advice.