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2026 conforming loan limit: Leon County, FL

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Leon County, Florida has a 2026 one-unit conforming loan limit of $832,750, which is 2.8 times the county's median home value of $301,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $66,287 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$301,800
Florida median home value$359,000
Limit ÷ median home value2.76×
Median household income$66,287
Median home value ÷ income4.6×
Population297,542
Median property tax paid (owners)$2,397
Effective property tax rate (approx.)0.79%
Owner-occupied homes52.6%
Home value rank in Florida31 of 67 counties
Neighbor: Gadsden County, FLlimit $832,750; median home $174,900
Neighbor: Jefferson County, FLlimit $832,750; median home $232,600
Neighbor: Liberty County, FLlimit $832,750; median home $127,300
Neighbor: Wakulla County, FLlimit $832,750; median home $258,300
Neighbor: Grady County, GAlimit $832,750; median home $152,400
Neighbor: Thomas County, GAlimit $832,750; median home $196,700

Across Florida's 67 counties, FHFA's 2026 one-unit limits range from $832,750 to $990,150, with 1 high-cost county. Leon County's median home value is 16% below the state median of $359,000 (rank 31 of 67). Among its 6 neighboring counties, Wakulla County has the highest median home value ($258,300) and Liberty County the lowest ($127,300); all share the same loan limit. Owners pay a median $2,397 a year in property tax, an effective rate of about 0.79% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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