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2026 conforming loan limit: Lee County, AL

Quick answer

Lee County, Alabama has a 2026 one-unit conforming loan limit of $832,750, which is 3.2 times the county's median home value of $262,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $65,824 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$262,200
Alabama median home value$209,900
Limit ÷ median home value3.18×
Median household income$65,824
Median home value ÷ income4.0×
Population181,134
Median property tax paid (owners)$1,252
Effective property tax rate (approx.)0.48%
Owner-occupied homes66.3%
Home value rank in Alabama5 of 67 counties
Neighbor: Chambers County, ALlimit $832,750; median home $135,800
Neighbor: Macon County, ALlimit $832,750; median home $102,000
Neighbor: Russell County, ALlimit $832,750; median home $165,700
Neighbor: Tallapoosa County, ALlimit $832,750; median home $158,500
Neighbor: Harris County, GAlimit $832,750; median home $302,800
Neighbor: Muscogee County, GAlimit $832,750; median home $193,900

Across Alabama's 67 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Lee County's median home value is 25% above the state median of $209,900 (rank 5 of 67). Among its 6 neighboring counties, Harris County has the highest median home value ($302,800) and Macon County the lowest ($102,000); all share the same loan limit. Owners pay a median $1,252 a year in property tax, an effective rate of about 0.48% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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