Hardin County, Ohio has a 2026 one-unit conforming loan limit of $832,750, which is 5.5 times the county's median home value of $151,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $62,484 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $151,200 |
| Ohio median home value | $214,800 |
| Limit ÷ median home value | 5.51× |
| Median household income | $62,484 |
| Median home value ÷ income | 2.4× |
| Population | 30,475 |
| Median property tax paid (owners) | $1,590 |
| Effective property tax rate (approx.) | 1.05% |
| Owner-occupied homes | 74.7% |
| Home value rank in Ohio | 75 of 88 counties |
| Neighbor: Allen County, OH | limit $832,750; median home $165,300 |
| Neighbor: Auglaize County, OH | limit $832,750; median home $189,800 |
| Neighbor: Hancock County, OH | limit $832,750; median home $204,700 |
| Neighbor: Logan County, OH | limit $832,750; median home $203,200 |
| Neighbor: Marion County, OH | limit $832,750; median home $156,800 |
| Neighbor: Union County, OH | limit $832,750; median home $344,900 |
| Neighbor: Wyandot County, OH | limit $832,750; median home $163,400 |
Across Ohio's 88 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Hardin County's median home value is 30% below the state median of $214,800 (rank 75 of 88). Among its 7 neighboring counties, Union County has the highest median home value ($344,900) and Marion County the lowest ($156,800); all share the same loan limit. Owners pay a median $1,590 a year in property tax, an effective rate of about 1.05% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Hardin County, IA
- 2026 conforming loan limit: Hardin County, IL
- 2026 conforming loan limit: Hardin County, KY
- 2026 conforming loan limit: Hardin County, TN
- 2026 conforming loan limit: Hardin County, TX
- 2026 conforming loan limit: Harding County, NM
- 2026 conforming loan limit: Harding County, SD
- 2026 conforming loan limit: Hardy County, WV
Last updated 2026-10-16. Data only, not financial or tax advice.