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2026 conforming loan limit: Greenwood County, SC

Quick answer

Greenwood County, South Carolina has a 2026 one-unit conforming loan limit of $832,750, which is 4.6 times the county's median home value of $180,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $52,830 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$180,500
South Carolina median home value$259,000
Limit ÷ median home value4.61×
Median household income$52,830
Median home value ÷ income3.4×
Population69,489
Median property tax paid (owners)$964
Effective property tax rate (approx.)0.53%
Owner-occupied homes67.0%
Home value rank in South Carolina20 of 46 counties
Neighbor: Abbeville County, SClimit $832,750; median home $178,800
Neighbor: Edgefield County, SClimit $832,750; median home $202,700
Neighbor: Laurens County, SClimit $832,750; median home $170,600
Neighbor: Mccormick County, SClimit $832,750; median home $168,700
Neighbor: Newberry County, SClimit $832,750; median home $173,300
Neighbor: Saluda County, SClimit $832,750; median home $146,500

Across South Carolina's 46 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Greenwood County's median home value is 30% below the state median of $259,000 (rank 20 of 46). Among its 6 neighboring counties, Edgefield County has the highest median home value ($202,700) and Saluda County the lowest ($146,500); all share the same loan limit. Owners pay a median $964 a year in property tax, an effective rate of about 0.53% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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