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2026 conforming loan limit: Goodhue County, MN

Quick answer

Goodhue County, Minnesota has a 2026 one-unit conforming loan limit of $832,750, which is 2.9 times the county's median home value of $285,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $84,171 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$285,100
Minnesota median home value$329,300
Limit ÷ median home value2.92×
Median household income$84,171
Median home value ÷ income3.4×
Population47,943
Median property tax paid (owners)$2,998
Effective property tax rate (approx.)1.05%
Owner-occupied homes78.8%
Home value rank in Minnesota21 of 87 counties
Neighbor: Dakota County, MNlimit $832,750; median home $381,000
Neighbor: Dodge County, MNlimit $832,750; median home $287,700
Neighbor: Olmsted County, MNlimit $832,750; median home $331,700
Neighbor: Rice County, MNlimit $832,750; median home $320,200
Neighbor: Wabasha County, MNlimit $832,750; median home $264,400
Neighbor: Pepin County, WIlimit $832,750; median home $214,800
Neighbor: Pierce County, WIlimit $832,750; median home $333,700

Across Minnesota's 87 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Goodhue County's median home value is 13% below the state median of $329,300 (rank 21 of 87). Among its 7 neighboring counties, Dakota County has the highest median home value ($381,000) and Pepin County the lowest ($214,800); all share the same loan limit. Owners pay a median $2,998 a year in property tax, an effective rate of about 1.05% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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