Gloucester County, New Jersey has a 2026 one-unit conforming loan limit of $832,750, which is 2.7 times the county's median home value of $310,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $105,115 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $310,400 |
| New Jersey median home value | $454,400 |
| Limit ÷ median home value | 2.68× |
| Median household income | $105,115 |
| Median home value ÷ income | 3.0× |
| Population | 306,954 |
| Median property tax paid (owners) | $8,055 |
| Effective property tax rate (approx.) | 2.60% |
| Owner-occupied homes | 80.1% |
| Home value rank in New Jersey | 17 of 21 counties |
| Neighbor: New Castle County, DE | limit $832,750; median home $352,200 |
| Neighbor: Atlantic County, NJ | limit $832,750; median home $295,000 |
| Neighbor: Camden County, NJ | limit $832,750; median home $287,100 |
| Neighbor: Cumberland County, NJ | limit $832,750; median home $221,400 |
| Neighbor: Salem County, NJ | limit $832,750; median home $239,500 |
| Neighbor: Delaware County, PA | limit $832,750; median home $332,200 |
| Neighbor: Philadelphia County, PA | limit $832,750; median home $243,100 |
Across New Jersey's 21 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,209,750, with 12 high-cost counties. Gloucester County's median home value is 32% below the state median of $454,400 (rank 17 of 21). Among its 7 neighboring counties, New Castle County has the highest median home value ($352,200) and Cumberland County the lowest ($221,400); all share the same loan limit. Owners pay a median $8,055 a year in property tax, an effective rate of about 2.60% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Glascock County, GA
- 2026 conforming loan limit: Glasscock County, TX
- 2026 conforming loan limit: Glenn County, CA
- 2026 conforming loan limit: Gloucester County, VA
- 2026 conforming loan limit: Glynn County, GA
- 2026 conforming loan limit: Gogebic County, MI
- 2026 conforming loan limit: Golden Valley County, MT
- 2026 conforming loan limit: Golden Valley County, ND
Last updated 2026-10-16. Data only, not financial or tax advice.