Essex County, Vermont has a 2026 one-unit conforming loan limit of $832,750, which is 4.8 times the county's median home value of $172,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $59,294 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $172,500 |
| Vermont median home value | $316,600 |
| Limit ÷ median home value | 4.83× |
| Median household income | $59,294 |
| Median home value ÷ income | 2.9× |
| Population | 5,982 |
| Median property tax paid (owners) | $3,035 |
| Effective property tax rate (approx.) | 1.76% |
| Owner-occupied homes | 82.4% |
| Home value rank in Vermont | 14 of 14 counties |
| Neighbor: Coos County, NH | limit $832,750; median home $188,900 |
| Neighbor: Grafton County, NH | limit $832,750; median home $344,500 |
| Neighbor: Caledonia County, VT | limit $832,750; median home $227,900 |
| Neighbor: Orleans County, VT | limit $832,750; median home $223,400 |
Across Vermont's 14 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Essex County's median home value is 46% below the state median of $316,600 (rank 14 of 14). Among its 4 neighboring counties, Grafton County has the highest median home value ($344,500) and Coos County the lowest ($188,900); all share the same loan limit. Owners pay a median $3,035 a year in property tax, an effective rate of about 1.76% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Essex County, NJ
- 2026 conforming loan limit: Essex County, NY
- 2026 conforming loan limit: Essex County, VA
- 2026 conforming loan limit: Estill County, KY
- 2026 conforming loan limit: Etowah County, AL
- 2026 conforming loan limit: Eureka County, NV
- 2026 conforming loan limit: Evangeline Parish, LA
- 2026 conforming loan limit: Evans County, GA
Last updated 2026-10-16. Data only, not financial or tax advice.