🇺🇸 US

2026 conforming loan limit: Crosby County, TX

Quick answer

Crosby County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 10.3 times the county's median home value of $80,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $52,188 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$80,900
Texas median home value$283,800
Limit ÷ median home value10.29×
Median household income$52,188
Median home value ÷ income1.6×
Population5,041
Median property tax paid (owners)$1,480
Effective property tax rate (approx.)1.83%
Owner-occupied homes68.8%
Home value rank in Texas238 of 250 counties
Neighbor: Dickens County, TXlimit $832,750; median home $65,300
Neighbor: Floyd County, TXlimit $832,750; median home $89,600
Neighbor: Garza County, TXlimit $832,750; median home $77,800
Neighbor: Hale County, TXlimit $832,750; median home $116,500
Neighbor: Kent County, TXlimit $832,750; median home $122,200
Neighbor: Lubbock County, TXlimit $832,750; median home $214,100
Neighbor: Lynn County, TXlimit $832,750; median home $147,300
Neighbor: Motley County, TXlimit $832,750; median home $88,000

Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Crosby County's median home value is 71% below the state median of $283,800 (rank 238 of 250). Among its 8 neighboring counties, Lubbock County has the highest median home value ($214,100) and Dickens County the lowest ($65,300); all share the same loan limit. Owners pay a median $1,480 a year in property tax, an effective rate of about 1.83% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

Related

Last updated 2026-10-16. Data only, not financial or tax advice.

More on this