Chatham County, Georgia has a 2026 one-unit conforming loan limit of $832,750, which is 2.8 times the county's median home value of $302,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $71,097 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $302,700 |
| Georgia median home value | $303,300 |
| Limit ÷ median home value | 2.75× |
| Median household income | $71,097 |
| Median home value ÷ income | 4.3× |
| Population | 300,879 |
| Median property tax paid (owners) | $2,541 |
| Effective property tax rate (approx.) | 0.84% |
| Owner-occupied homes | 56.8% |
| Home value rank in Georgia | 28 of 159 counties |
| Neighbor: Bryan County, GA | limit $832,750; median home $343,200 |
| Neighbor: Effingham County, GA | limit $832,750; median home $276,000 |
| Neighbor: Liberty County, GA | limit $832,750; median home $201,500 |
| Neighbor: Jasper County, SC | limit $832,750; median home $325,500 |
Across Georgia's 159 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Chatham County's median home value is 0% below the state median of $303,300 (rank 28 of 159). Among its 4 neighboring counties, Bryan County has the highest median home value ($343,200) and Liberty County the lowest ($201,500); all share the same loan limit. Owners pay a median $2,541 a year in property tax, an effective rate of about 0.84% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Charlton County, GA
- 2026 conforming loan limit: Chase County, KS
- 2026 conforming loan limit: Chase County, NE
- 2026 conforming loan limit: Chatham County, NC
- 2026 conforming loan limit: Chattahoochee County, GA
- 2026 conforming loan limit: Chattooga County, GA
- 2026 conforming loan limit: Chautauqua County, KS
- 2026 conforming loan limit: Chautauqua County, NY
Last updated 2026-10-16. Data only, not financial or tax advice.