Burke County, North Carolina has a 2026 one-unit conforming loan limit of $832,750, which is 4.5 times the county's median home value of $185,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $58,592 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $185,400 |
| North Carolina median home value | $288,900 |
| Limit ÷ median home value | 4.49× |
| Median household income | $58,592 |
| Median home value ÷ income | 3.2× |
| Population | 87,795 |
| Median property tax paid (owners) | $1,253 |
| Effective property tax rate (approx.) | 0.68% |
| Owner-occupied homes | 74.5% |
| Home value rank in North Carolina | 68 of 100 counties |
| Neighbor: Avery County, NC | limit $832,750; median home $265,800 |
| Neighbor: Caldwell County, NC | limit $832,750; median home $192,200 |
| Neighbor: Catawba County, NC | limit $832,750; median home $241,600 |
| Neighbor: Cleveland County, NC | limit $832,750; median home $200,000 |
| Neighbor: Lincoln County, NC | limit $832,750; median home $321,000 |
| Neighbor: Mcdowell County, NC | limit $832,750; median home $171,100 |
| Neighbor: Rutherford County, NC | limit $832,750; median home $201,800 |
Across North Carolina's 100 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Burke County's median home value is 36% below the state median of $288,900 (rank 68 of 100). Among its 7 neighboring counties, Lincoln County has the highest median home value ($321,000) and Mcdowell County the lowest ($171,100); all share the same loan limit. Owners pay a median $1,253 a year in property tax, an effective rate of about 0.68% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Buncombe County, NC
- 2026 conforming loan limit: Bureau County, IL
- 2026 conforming loan limit: Burke County, GA
- 2026 conforming loan limit: Burke County, ND
- 2026 conforming loan limit: Burleigh County, ND
- 2026 conforming loan limit: Burleson County, TX
- 2026 conforming loan limit: Burlington County, NJ
- 2026 conforming loan limit: Burnet County, TX
Last updated 2026-10-16. Data only, not financial or tax advice.