Boone County, Kentucky has a 2026 one-unit conforming loan limit of $832,750, which is 3.0 times the county's median home value of $277,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $99,414 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $277,300 |
| Kentucky median home value | $205,600 |
| Limit ÷ median home value | 3.00× |
| Median household income | $99,414 |
| Median home value ÷ income | 2.8× |
| Population | 139,841 |
| Median property tax paid (owners) | $2,372 |
| Effective property tax rate (approx.) | 0.86% |
| Owner-occupied homes | 76.3% |
| Home value rank in Kentucky | 7 of 120 counties |
| Neighbor: Dearborn County, IN | limit $832,750; median home $243,400 |
| Neighbor: Ohio County, IN | limit $832,750; median home $213,100 |
| Neighbor: Switzerland County, IN | limit $832,750; median home $175,800 |
| Neighbor: Gallatin County, KY | limit $832,750; median home $178,200 |
| Neighbor: Grant County, KY | limit $832,750; median home $209,500 |
| Neighbor: Kenton County, KY | limit $832,750; median home $244,400 |
| Neighbor: Hamilton County, OH | limit $832,750; median home $241,900 |
Across Kentucky's 120 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Boone County's median home value is 35% above the state median of $205,600 (rank 7 of 120). Among its 7 neighboring counties, Kenton County has the highest median home value ($244,400) and Switzerland County the lowest ($175,800); all share the same loan limit. Owners pay a median $2,372 a year in property tax, an effective rate of about 0.86% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Boone County, IA
- 2026 conforming loan limit: Boone County, IL
- 2026 conforming loan limit: Boone County, IN
- 2026 conforming loan limit: Boone County, MO
- 2026 conforming loan limit: Boone County, NE
- 2026 conforming loan limit: Boone County, WV
- 2026 conforming loan limit: Borden County, TX
- 2026 conforming loan limit: Bosque County, TX
Last updated 2026-10-16. Data only, not financial or tax advice.