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2026 conforming loan limit: Barry County, MI

Quick answer

Barry County, Michigan has a 2026 one-unit conforming loan limit of $832,750, which is 3.2 times the county's median home value of $264,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $77,500 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$264,100
Michigan median home value$231,600
Limit ÷ median home value3.15×
Median household income$77,500
Median home value ÷ income3.4×
Population63,409
Median property tax paid (owners)$2,769
Effective property tax rate (approx.)1.05%
Owner-occupied homes87.3%
Home value rank in Michigan12 of 83 counties
Neighbor: Allegan County, MIlimit $832,750; median home $267,100
Neighbor: Calhoun County, MIlimit $832,750; median home $162,800
Neighbor: Eaton County, MIlimit $832,750; median home $216,900
Neighbor: Ionia County, MIlimit $832,750; median home $198,500
Neighbor: Kalamazoo County, MIlimit $832,750; median home $241,800
Neighbor: Kent County, MIlimit $832,750; median home $289,900

Across Michigan's 83 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Barry County's median home value is 14% above the state median of $231,600 (rank 12 of 83). Among its 6 neighboring counties, Kent County has the highest median home value ($289,900) and Calhoun County the lowest ($162,800); all share the same loan limit. Owners pay a median $2,769 a year in property tax, an effective rate of about 1.05% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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